Michael Saylor: Bitcoin Could Add $100 Trillion to U.S. Economy & Solve Debt

Michael Saylor, executive chairman of Strategy, made a compelling case for cryptocurrency’s role in reshaping the U.S. economy during a recent White House crypto summit. He argued that with the right policies and regulatory support, the country could see an economic boost of up to $100 trillion over the next decade.

Saylor outlined how digital securities, blockchain-based assets, and decentralized currencies could unlock trillions in new market value. According to his estimates, integrating digital securities into traditional finance could add $20 trillion to the U.S. stock market, while wider adoption of digital currencies could bring another $10 trillion into U.S. Treasury reserves. Additionally, long-term capital assets in the country could gain an extra $20 trillion as crypto-based financial structures mature.

Bitcoin as a Strategic Reserve: A Solution for National Debt?

One of Saylor’s most controversial proposals was urging the U.S. government to purchase and hold Bitcoin as a national reserve asset. He suggested that if the government allocated 25% of Bitcoin’s total supply, it could create a long-term financial safety net while addressing the growing national debt. Based on his calculations, holding Bitcoin as a reserve could generate up to $81 trillion for the U.S. Treasury by 2045, provided its adoption and valuation continue to rise.

Saylor emphasized that Bitcoin is not just another investment asset—he sees it as a technological revolution that can position the U.S. as a leader in the global financial system. According to him, nations that embrace Bitcoin and blockchain innovation early will have a competitive advantage in the future digital economy.

Challenges Facing Crypto: Regulation and Institutional Acceptance

While Saylor remains bullish on crypto, he acknowledged that the industry faces regulatory roadblocks and institutional resistance. He criticized what he called “hostile and unfair treatment” toward crypto companies, pointing to restrictive tax policies, regulatory uncertainty, and financial institutions actively debanking crypto businesses.

He called on the U.S. government to take a supportive stance, allowing major banks and financial institutions to custody, trade, and offer financial services for Bitcoin and other digital assets. He believes that by removing unnecessary restrictions, the U.S. can foster innovation, attract investment, and prevent crypto talent from moving to more crypto-friendly nations.

At the same time, Saylor emphasized the need for responsible industry practices. He argued that while crypto should be treated fairly, the industry also has an obligation to maintain ethical standards, enforce transparency, and prevent fraud. He stressed that bad actors should be held accountable, and regulatory frameworks should focus on protecting investors without stifling innovation.

Bitcoin’s Future: A $200 Trillion Asset Class?

Saylor’s bullish stance on Bitcoin is well known, and his company, Strategy, is one of the world’s largest corporate holders of Bitcoin, with 499,096 BTC acquired at an average cost of $66,357 per coin. He has long maintained that Bitcoin is still in its early adoption phase, predicting that its market cap—currently around $2 trillion—could eventually surpass $200 trillion as more institutions and governments recognize its value.

He also dismissed concerns that crypto-related crime, estimated at $51 billion annually, could overshadow the technology’s benefits. Instead, he believes that as Bitcoin adoption increases and regulations evolve, the market will mature, reducing fraudulent activities over time.

Saylor’s message to the U.S. government was clear: Embrace Bitcoin now or risk falling behind in the global digital economy. As policymakers continue to debate crypto regulations, the question remains—will the U.S. capitalize on Bitcoin’s economic potential, or will restrictive policies limit its growth?

Also Read: White House Crypto Summit: Bitcoin Strategy, $17B Loss, and BlackRock’s Supply Warning