OpenPayd Partners with Circle to Power Real-Time Stablecoin (USDC) and Fiat Transactions

Financial infrastructure platform OpenPayd has announced a strategic partnership with Circle, the global fintech behind the USDC stablecoin. The collaboration integrates Circle Wallets into OpenPayd’s embedded finance ecosystem, enabling enterprise clients to instantly convert between fiat currencies and USDC, the world’s second-largest regulated stablecoin by market cap.

The move strengthens OpenPayd’s position as a key player in bridging traditional finance with blockchain-enabled settlement, offering businesses faster, more cost-efficient, and programmable global payment capabilities.

Seamless Fiat-to-USDC Conversion

The core of the partnership centers around OpenPayd’s adoption of Circle’s Wallets infrastructure, allowing clients to on-ramp and off-ramp between fiat currencies and USDC in real time. This capability removes dependency on third-party crypto exchanges or intermediaries, creating a more direct, transparent, and compliant mechanism for digital dollar access.

Businesses transacting across borders often face high FX fees, multi-day settlement delays, and costly intermediary banking layers. OpenPayd’s integration of Circle Wallets solves these issues by offering a near-instant stablecoin conversion pathway that maintains fiat backing and price stability. With the USDC reserves fully backed by dollar-equivalent assets held in U.S.-regulated financial institutions, the risk exposure is minimal compared to other crypto assets.

Supporting High-Volume Payment Needs

OpenPayd processes over €130 billion annually for clients spanning fintech, crypto, e-commerce, marketplaces, and financial institutions. These companies require reliable, high-speed, and scalable financial infrastructure to power their operations, especially when serving users or partners in multiple currencies and jurisdictions.

The integration with Circle enables OpenPayd to handle larger transaction volumes more efficiently. By using blockchain settlement via USDC, the platform eliminates banking cut-off times and liquidity delays while providing 24/7 transfer capability—critical for businesses operating in global time zones. Clients can automate bulk payouts, manage recurring transactions, and even build programmable financial flows without waiting for traditional clearing systems.

Boost for Corporate Treasury and Payments

One of the most impactful use cases lies in corporate treasury management. OpenPayd clients can now leverage USDC to manage liquidity across currencies, hold digital dollars as a hedge against currency fluctuations, and deploy stablecoins for vendor payments or internal capital transfers.

Unlike traditional bank transfers that often require multiple intermediaries and SWIFT confirmations, stablecoin transactions are processed within seconds, with full traceability on-chain. This makes reconciliation faster and simplifies compliance reporting, particularly for multinational companies managing high volumes of global inflows and outflows.

The added ability to hold both fiat and USDC within a single infrastructure framework means companies can shift between cash and digital assets based on market conditions, operational needs, or regulatory considerations.

Strengthening Digital Asset Infrastructure

The Circle partnership is a key milestone in OpenPayd’s roadmap to expand its digital asset capabilities. It follows closely on the heels of a deal with Swiss-regulated crypto solutions provider SCRYPT, which selected OpenPayd to support its Euro payment flows.

These moves signal a deliberate strategy to provide infrastructure for regulated crypto operations—offering the familiarity of traditional finance with the advantages of decentralized technology. As more digital asset platforms seek compliant fiat on- and off-ramps, OpenPayd’s integrated model becomes increasingly attractive, especially in jurisdictions aligning with MiCA and other stablecoin regulations.

Furthermore, OpenPayd’s API-first approach ensures clients can access this infrastructure in a modular, developer-friendly way, enabling full financial stack integration without the complexity of building internal crypto rails.

Executive Endorsements from Industry Leaders

OpenPayd CEO Iana Dimitrova emphasized the importance of stablecoins in reshaping global financial infrastructure. “Stablecoins will be foundational to the next era of financial services,” she said. “This partnership with Circle positions us—and our clients—at the heart of that transformation. We’re not just facilitating payments; we’re enabling a new standard for global money movement.”

Circle’s Vice President of Partnerships and Business Development, Sanja Kon, echoed that sentiment, stating, “OpenPayd brings scale, compliance, and deep infrastructure expertise, making them a key partner in extending USDC access to enterprise clients. Together, we’re creating real-world use cases that demonstrate the true value of digital dollars.”

Businesses Begin Using USDC in Daily Operations

For OpenPayd, the deal with Circle goes beyond infrastructure—it responds to how businesses are starting to use stablecoins in actual workflows. Several of OpenPayd’s clients are already integrating USDC into day-to-day operations like bulk payouts, vendor settlements, and cross-border transfers.

In industries where speed and cost control are critical—such as gig platforms, digital marketplaces, and fintech remittance services—USDC is now being treated less like a crypto asset and more like a digital dollar with operational value. These companies aren’t speculating; they’re settling invoices, funding wallets, and managing working capital with it.

The OpenPayd-Circle linkup means these functions can now happen without delays, without reliance on cut-off times, and without traditional bank intermediaries—giving clients tighter control over liquidity and settlement times, especially across regions where banking access is fragmented or slow.

Also Read: LianLian Global Partners with BVNK to Boost Cross-Border Payments Using Stablecoins